[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fabp.cz\/existuje-i-jine-reseni-nez-banka\/#Article","mainEntityOfPage":"https:\/\/www.fabp.cz\/existuje-i-jine-reseni-nez-banka\/","headline":"Existuje i jin\u00e9 \u0159e\u0161en\u00ed, ne\u017e banka","name":"Existuje i jin\u00e9 \u0159e\u0161en\u00ed, ne\u017e banka","description":"V\u011bt\u0161ina lid\u00ed nechce bydlet v n\u00e1jmech, ale skute\u010dn\u011b vlastnit svoje bydlen\u00ed. Je jedno, zdali formou bytu nebo rodinn\u00e9ho domku se zahr\u00e1dkou. Hodn\u011b z\u00e1le\u017e\u00ed na tom, zdali se \u0159ad\u00ed mezi kutily nebo sp\u00ed\u0161 b\u011b\u017en\u00e9 u\u017eivatele. P\u0159ece jenom domek vy\u017eaduje v\u00edce starost\u00ed a pr\u00e1ce, ne\u017e byt v bytov\u00e9m nebo panelov\u00e9m dom\u011b. Nic m\u00e9n\u011b ka\u017ed\u00e9mu jist\u011b brzy dojde, […]","datePublished":"2018-11-08","dateModified":"2018-11-08","author":{"@type":"Person","@id":"https:\/\/www.fabp.cz\/author\/#Person","name":"","url":"https:\/\/www.fabp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fabp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fabp.cz\/wp-content\/uploads\/img_a330329_w1704_t1542881730.jpg","url":"https:\/\/www.fabp.cz\/wp-content\/uploads\/img_a330329_w1704_t1542881730.jpg","height":0,"width":0},"url":"https:\/\/www.fabp.cz\/existuje-i-jine-reseni-nez-banka\/","wordCount":503,"articleBody":"   V\u011bt\u0161ina lid\u00ed nechce bydlet v n\u00e1jmech, ale skute\u010dn\u011b vlastnit svoje bydlen\u00ed. Je jedno, zdali formou bytu nebo rodinn\u00e9ho domku se zahr\u00e1dkou. Hodn\u011b z\u00e1le\u017e\u00ed na tom, zdali se \u0159ad\u00ed mezi kutily nebo sp\u00ed\u0161 b\u011b\u017en\u00e9 u\u017eivatele. P\u0159ece jenom domek vy\u017eaduje v\u00edce starost\u00ed a pr\u00e1ce, ne\u017e byt v bytov\u00e9m nebo panelov\u00e9m dom\u011b. Nic m\u00e9n\u011b ka\u017ed\u00e9mu jist\u011b brzy dojde, \u017ee je lep\u0161\u00ed st\u00e1le si vz\u00edt hypot\u00e9\u010dn\u00ed \u00fav\u011br a financovat si sv\u016fj sen. Samoz\u0159ejm\u011b \u017ee za l\u00e1kavou nab\u00eddkou stoj\u00ed n\u00edzk\u00e9 \u00faroky hypot\u00e9k, i kdy\u017e se hodn\u011b zp\u0159\u00edsnily podm\u00ednky schv\u00e1len\u00ed. Na druhou stranu je dobr\u00e9 pohl\u00e9dnout i do tv\u00e1\u0159e budoucnosti a pro lidi v d\u016fchodov\u00e9m v\u011bku bude tak\u00e9 sv\u00fdm zp\u016fsobem n\u00e1pomocn\u00e9 to, \u017ee bydl\u00ed ve sv\u00e9m vlastn\u00edm, kdy nejv\u011bt\u0161\u00edm v\u00fddejem budou energie a ne p\u0159edra\u017een\u00fd n\u00e1jem, na kter\u00fd by padl cel\u00fd d\u016fchod. L\u00e1kav\u00e1 vidina snu m\u016f\u017ee zkrachovat pouhou n\u00e1v\u0161t\u011bvou banky a jej\u00edho ortelu, zam\u00edtnuto. Na\u0161t\u011bst\u00ed \u017eijeme v dob\u011b, kdy nen\u00ed t\u0159eba skl\u00e1dat ruce do kl\u00edna a lamentovat, co jsme to za st\u00e1t. Je t\u0159eba naj\u00edt jin\u00e9 mo\u017enosti. Kdo hled\u00e1, nal\u00e9z\u00e1 Banka m\u016f\u017ee skute\u010dn\u011b d\u00e1t stopku a bohu\u017eel s t\u00edm se moc d\u011blat ned\u00e1, jen si snad zjistit pro\u010d. Nedostate\u010dn\u00e1 v\u00fd\u0161e na\u0161et\u0159en\u00fdch pen\u011bz, kter\u00e1 by m\u011bla b\u00fdt ve v\u00fd\u0161i 20 % z hodnoty vytou\u017een\u00e9 nemovitosti, mal\u00fd a nedosta\u010duj\u00edc\u00ed p\u0159\u00edjem na spl\u00e1tky, v\u011bk nebo z\u00e1znam v registru dlu\u017en\u00edk\u016f? D\u016fvod\u016f m\u016f\u017ee b\u00fdt daleko v\u00edce, ale nen\u00ed to nic, co by n\u00e1s m\u011blo zastavit. Na druhou stranu to jde to i bez bank. Vydat se m\u016f\u017eeme jin\u00fdm sm\u011brem a to do nebankovn\u00edho sektoru. Mo\u017en\u00e1 budeme mile p\u0159ekvapeni, jak je jednoduch\u00e9 hypot\u00e9\u010dn\u00ed \u00fav\u011br z\u00edskat, ani\u017e bychom museli \u010dekat m\u011bs\u00edce na vyj\u00e1d\u0159en\u00ed, schv\u00e1len\u00ed a v\u016fbec proveden\u00ed. Dokonce ani nemus\u00edme vyhled\u00e1vat pobo\u010dku, sta\u010d\u00ed si v\u0161e za\u0159\u00eddit z pohodl\u00ed sv\u00e9ho domova a finan\u010dn\u00ed specialista si n\u00e1s s\u00e1m vyhled\u00e1, pokud bude samoz\u0159ejm\u011b dal\u0161\u00ed z\u00e1jem. Je\u0161t\u011b jako bonus je to, \u017ee s hypot\u00e9\u010dn\u00edm \u00fav\u011brem se nemus\u00ed financovat pouze nemovitost, ale tak\u00e9 za\u0159\u00edzen\u00ed, \u0159e\u0161it slou\u010den\u00ed p\u016fj\u010dek, vyplatit exekuce, zkr\u00e1tka si sv\u00fdm zp\u016fsobem ulevit po finan\u010dn\u00ed str\u00e1nce. Jen je t\u0159eba k p\u016fj\u010dov\u00e1n\u00ed pen\u011bz p\u0159istupovat zodpov\u011bdn\u00fdm zp\u016fsobem a zv\u00e1\u017eit, zdali by \u00fav\u011br sp\u00ed\u0161 neubl\u00ed\u017eil, ne\u017e prosp\u011bl. Je to p\u0159ece jenom d\u00e1vka zodpov\u011bdnosti. Pak ji\u017e nic nebr\u00e1n\u00ed j\u00edt za sv\u00fdm snem.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Existuje i jin\u00e9 \u0159e\u0161en\u00ed, ne\u017e banka","item":"https:\/\/www.fabp.cz\/existuje-i-jine-reseni-nez-banka\/#breadcrumbitem"}]}]