[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fabp.cz\/muzeme-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.fabp.cz\/muzeme-si-vzit-pujcku\/","headline":"M\u016f\u017eeme si vz\u00edt p\u016fj\u010dku","name":"M\u016f\u017eeme si vz\u00edt p\u016fj\u010dku","description":"N\u011bkdy n\u00e1s pen\u00edze skute\u010dn\u011b hodn\u011b potr\u00e1p\u00ed. V\u011bt\u0161inou pak tehdy, kdy\u017e jich nem\u00e1me tolik, kolik bychom jich m\u011bli k aspo\u0148 uspokojiv\u00e9mu \u017eivotu m\u00edt. Kdy\u017e se m\u00e1 kv\u016fli jejich nedostatku zvl\u00e1dnout nezvl\u00e1dnuteln\u00e9, nen\u00ed n\u00e1m lidem co z\u00e1vid\u011bt. N\u011bco pot\u0159ebujeme nebo chceme, ale mus\u00edme se bez toho obej\u00edt, proto\u017ee si to zkr\u00e1tka nem\u016f\u017eeme koupit, a to nen\u00ed to […]","datePublished":"2025-04-15","dateModified":"2025-04-15","author":{"@type":"Person","@id":"https:\/\/www.fabp.cz\/author\/#Person","name":"","url":"https:\/\/www.fabp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fabp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fabp.cz\/wp-content\/uploads\/ppppppp_10_10_10_10_6.jpg","url":"https:\/\/www.fabp.cz\/wp-content\/uploads\/ppppppp_10_10_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.fabp.cz\/muzeme-si-vzit-pujcku\/","about":["Finance"],"wordCount":458,"articleBody":"       N\u011bkdy n\u00e1s pen\u00edze skute\u010dn\u011b hodn\u011b potr\u00e1p\u00ed. V\u011bt\u0161inou pak tehdy, kdy\u017e jich nem\u00e1me tolik, kolik bychom jich m\u011bli k aspo\u0148 uspokojiv\u00e9mu \u017eivotu m\u00edt. Kdy\u017e se m\u00e1 kv\u016fli jejich nedostatku zvl\u00e1dnout nezvl\u00e1dnuteln\u00e9, nen\u00ed n\u00e1m lidem co z\u00e1vid\u011bt. N\u011bco pot\u0159ebujeme nebo chceme, ale mus\u00edme se bez toho obej\u00edt, proto\u017ee si to zkr\u00e1tka nem\u016f\u017eeme koupit, a to nen\u00ed to prav\u00e9. Jen\u017ee se to bez pen\u011bz zkr\u00e1tka vylep\u0161it ned\u00e1. Dokud je nese\u017eeneme, m\u00e1me pech. Kde ale takov\u00e9 postr\u00e1dan\u00e9 pen\u00edze sehnat? Co podniknout, abychom je zase m\u011bli? Je jasn\u00e9, \u017ee bychom si je m\u011bli vyd\u011blat. Ale ne ka\u017ed\u00fd to zvl\u00e1d\u00e1, ne ka\u017ed\u00e9mu v\u017edy jeho p\u0159\u00edjmy sta\u010d\u00ed. A tak je n\u011bkdy \u017e\u00e1douc\u00ed vz\u00edt zavd\u011bk i p\u016fj\u010dkou. aby bylo za co \u017e\u00edt, dokud se nenashrom\u00e1\u017ed\u00ed pen\u00edze, kter\u00e9 n\u00e1s uspokoj\u00ed.P\u016fj\u010dka nen\u00ed ale pomoc, kter\u00e1 by se nab\u00edzela kdykoliv a komukoliv. P\u016fj\u010dky jsou tu jenom pro ty, kdo jsou schopni a ochotni vhodn\u011b garantovat jejich spl\u00e1cen\u00ed. A i s t\u00edm m\u00e1 spousta na\u0161inc\u016f probl\u00e9my. Nelze v\u011b\u0159it tomu, \u017ee sv\u00fdm z\u00e1vazk\u016fm dostoj\u00ed v\u0161ichni, zejm\u00e9na kdy\u017e tito nemaj\u00ed dost velk\u00e9 p\u0159\u00edjmy nebo vypadaj\u00ed pochybn\u011b kv\u016fli z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f. A tak se obvykle prov\u011b\u0159uje a na z\u00e1klad\u011b toho rozhoduje, kdo dostane aspo\u0148 p\u016fj\u010dku a kdo bude ponech\u00e1n zcela sv\u00e9mu osudu. A kdy\u017e n\u011bkomu odm\u00edtnou d\u00e1t v bank\u00e1ch p\u016fj\u010dku, je zle. Co potom s t\u00edm?Potom je tu u\u017e jen jedin\u00e1 mo\u017enost. Je t\u0159eba zkusit \u0161t\u011bst\u00ed i u nebankovn\u00ed spole\u010dnosti. Proto\u017ee a\u017e u t\u00e9 um\u00edr\u00e1 nad\u011bje posledn\u00ed. Aspo\u0148 tedy v p\u0159\u00edpad\u011b t\u011bch, kdo mohou ru\u010dit z\u00e1stavou nemovitosti. Ti tu mohou dostat nebankovn\u00ed hypot\u00e9ku a t\u00edm svou finan\u010dn\u00ed situaci i nadlouho a v\u00fdznamn\u011b vylep\u0161it. Co\u017e je d\u016fle\u017eit\u00e9. Proto\u017ee lid\u00e9, kte\u0159\u00ed nemaj\u00ed pen\u00edze a jsou tak vyd\u00e1ni na milost a nemilost osudu, jsou na tom\u2026 t\u0159eba jako ti Ukrajinci, kte\u0159\u00ed k n\u00e1m kv\u016fli v\u00e1lce p\u0159es\u00eddlili. Ukrajinci nejsou na\u0161inci, a tud\u00ed\u017e p\u0159i p\u0159\u00edchodu k n\u00e1m nem\u011bli \u010dasto nic. A pot\u0159ebovali a n\u011bkdy pot\u0159ebuj\u00ed na\u0161i pomoc. A je dob\u0159e, \u017ee ji u n\u00e1s v\u0161ichni pot\u0159ebn\u00ed mohou dostat. \u017de se pro ka\u017ed\u00e9ho nab\u00edz\u00ed n\u011bjak\u00e1 ta pomysln\u00e1 pomocn\u00e1 ruka.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u016f\u017eeme si vz\u00edt p\u016fj\u010dku","item":"https:\/\/www.fabp.cz\/muzeme-si-vzit-pujcku\/#breadcrumbitem"}]}]